How do I challenge a financial assessment for care?

To challenge a financial assessment, first request the full calculation in writing so you can see exactly how the figure was reached. Common errors include including assets that should be disregarded, using the wrong capital thresholds, or miscalculating income. Write to the council identifying the specific error and the correct figure. If the council does not correct it, escalate through their complaints process. If still unresolved, the Local Government and Social Care Ombudsman can investigate. You cannot argue a figure you have not seen — getting the calculation in writing is always the first step.