Question 5 of 30
Who pays for care if you have no savings?
If someone has very limited savings, the local council has a legal duty to fund or contribute towards their care after carrying out a needs and financial assessment. This applies to both home care and care home placements. There may still be a contribution from income such as pensions. The council will also assess care needs before confirming support.
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Even if the council funds care, pension income is usually counted as a contribution — ask for a clear breakdown of what you will still be expected to pay.
What changes the answer
- Income from pensions or benefits
- Level of care required
- Local authority rules